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  Paybis acts as a comprehensive crypto‑payment
  solution, since 2014 and headquartered in Warsaw, Poland, now
  operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling billions
  in transaction volume :contentReference[oaicite:1]index=1.
  The platform offers a white‑label wallet as a service and on‑ramp/off‑ramp API integration options for businesses, letting users to buy, sell, swap and accept crypto payments
  seamlessly across traditional and blockchain rails :
  contentReference[oaicite:2]index=2. It facilitates over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local
  rails like PIX, Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :
  contentReference[oaicite:3]index=3. With a low minimum entry fee—starting at
  around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card or e‑wallet fees
  up to ~4.5–6.5%, plus network fees), Paybis prides
  itself on transparent pricing :contentReference[oaicite:4]index=4.
  Its hybrid non‑custodial/custodial wallet model, which splits private
  keys across multiple parties, ensures on‑chain transparency, user control,
  and strong security without needing traditional “proof of reserves” disclosures
  :contentReference[oaicite:5]index=5. Paybis is registered as a Money
  Service Business with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for
  larger transactions while offering optional no‑KYC flow for
  smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  
  Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account
  managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  
  Use cases range from wallets, fintechs, marketplaces,
  gaming platforms, DeFi services, and global platforms in need of stablecoin payouts,
  IBAN‑based settlement, or mass crypto payouts via Paybis Send
  or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such as account suspensions
  without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings
  thanks to its customer‑friendly design and straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
  
  Altogether, Paybis represents a robust, secure, and flexible crypto payment and wallet
  solution ideal for businesses wanting to
  bridge fiat and crypto with minimal hassle and strong compliance frameworks.
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